:root{--ink:#0f1b2d;--mut:#4f5a6b;--line:#e4e7ec;--bg:#f6f7f9;--pri:#14325c;--acc:#c8a24a;--ok:#127a4b;--err:#b42318;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);font-size:15px}
nav{display:flex;align-items:center;justify-content:space-between;padding:14px 28px;background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.logo{font-weight:800;font-size:18px;display:flex;gap:8px;align-items:center}.logo i{width:28px;height:28px;border-radius:7px;background:var(--pri);color:var(--acc);display:grid;place-items:center;font-style:normal}
nav .tag{font-size:13px;color:var(--mut)}
.hero{background:linear-gradient(135deg,#14325c,#1f4b85);color:#fff;padding:52px 24px 90px;text-align:center}
.hero h1{font-size:clamp(28px,4.5vw,44px);margin:0 0 12px;letter-spacing:-.02em}.hero p{max-width:640px;margin:0 auto;opacity:.88;line-height:1.6}
.badges{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:22px}.badges span{background:rgba(255,255,255,.12);padding:7px 13px;border-radius:999px;font-size:13px}
.wrap{display:grid;grid-template-columns:minmax(340px,500px) 1fr;gap:28px;max-width:1320px;margin:-60px auto 0;padding:0 20px 60px}
.wrap>*{min-width:0}@media(max-width:980px){.wrap{grid-template-columns:1fr}.pv{position:static!important}}
.stepper{display:flex;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:6px;margin-bottom:14px;gap:4px}
.stepper a{flex:1;text-align:center;font-size:12.5px;font-weight:600;color:var(--mut);text-decoration:none;padding:9px 4px;border-radius:8px}.stepper a b{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--line);margin-right:5px;font-size:11px}
.stepper a:hover{background:var(--bg)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;margin-bottom:16px;box-shadow:0 1px 2px rgba(16,24,40,.04)}
.card h2{font-size:17px;margin:0 0 4px;display:flex;gap:10px;align-items:center}.card h2 b{width:26px;height:26px;border-radius:50%;background:var(--pri);color:#fff;display:grid;place-items:center;font-size:13px}
.card .sub{color:var(--mut);font-size:13px;margin:0 0 14px 36px}
label{display:block;font-size:12.5px;font-weight:600;margin:12px 0 5px;color:#344054}
input,select{width:100%;padding:10px 12px;border:1px solid #d0d5dd;border-radius:8px;font:inherit;font-size:14.5px;background:#fff;transition:.15s}
input:focus,select:focus{outline:0;border-color:var(--pri);box-shadow:0 0 0 3px rgba(20,50,92,.12)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media(max-width:480px){.row{grid-template-columns:1fr}}
.seg{display:flex;gap:6px;background:var(--bg);padding:4px;border-radius:9px}.seg label{flex:1;margin:0;text-align:center;padding:9px 6px;border-radius:7px;cursor:pointer;font-weight:500;font-size:13px}
.seg input{display:none}.seg label:has(input:checked){background:#fff;color:var(--pri);font-weight:700;box-shadow:0 1px 3px rgba(0,0,0,.1)}
.look{display:flex;gap:8px}.look input{flex:1}
.btn{border:0;border-radius:8px;padding:10px 16px;font:inherit;font-weight:600;font-size:14px;cursor:pointer;background:var(--pri);color:#fff;white-space:nowrap;display:inline-flex;gap:6px;align-items:center}
.btn.ghost{background:#fff;color:var(--pri);border:1px solid #d0d5dd}.btn.gold{background:var(--acc);color:#1b1405}.btn:disabled{opacity:.6;cursor:wait}
.msg{font-size:12.5px;margin-top:6px;min-height:16px}.msg.ok{color:var(--ok)}.msg.err{color:var(--err)}
.spin{width:14px;height:14px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:s .7s linear infinite}@keyframes s{to{transform:rotate(360deg)}}
.res{border:1px solid var(--line);border-radius:8px;margin-top:6px;max-height:220px;overflow:auto;display:none}.res div{padding:9px 12px;cursor:pointer;font-size:13.5px;border-bottom:1px solid var(--line)}.res div:hover{background:var(--bg)}.res small{color:var(--mut);display:block}
.sum{background:#f3f6fb;border:1px solid #dbe4f1;border-radius:10px;padding:14px;margin-top:14px;font-size:13.5px}
.sum .l{display:flex;justify-content:space-between;padding:3px 0}.sum .t{border-top:1px solid #cdd8e8;margin-top:6px;padding-top:8px;font-weight:800;font-size:16px}
.ecbbox{font-size:12.5px;color:var(--mut);background:var(--bg);border-radius:8px;padding:9px 11px;margin-top:10px;line-height:1.5}.ecbbox b{color:var(--ink)}
.chk{display:flex;gap:8px;align-items:center;font-weight:500}.chk input{width:auto}
.pv{position:sticky;top:76px;align-self:start}
.tool{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px}
.paperbox{background:#e9ecf1;border-radius:var(--r);padding:24px;overflow:auto}
#letter{background:#fff;width:210mm;max-width:100%;min-height:297mm;margin:0 auto;padding:20mm 18mm;box-shadow:0 10px 30px rgba(16,24,40,.15);font-family:Georgia,'Times New Roman',serif;font-size:11pt;line-height:1.5;color:#111}
#letter .hd{display:flex;justify-content:space-between;gap:20px;border-bottom:2px solid var(--pri);padding-bottom:10px;margin-bottom:26px;font-size:10pt}
#letter .to{margin-left:auto;width:55%;margin-bottom:26px}#letter .to small{letter-spacing:.08em;font-weight:600;font-size:8.5pt;color:#555}
#letter .pl{text-align:right;margin-bottom:22px}#letter h3{font-size:12.5pt;margin:0 0 16px}
#letter table{width:100%;border-collapse:collapse;margin:10px 0 14px}#letter td{padding:4px 6px;border-bottom:1px solid #ddd}#letter td:last-child{text-align:right}#letter tr.t td{font-weight:700;border-bottom:2px solid #111}
#letter .pay{background:#f5f7fa;border-left:3px solid var(--pri);padding:8px 12px;margin:10px 0}
#letter p{margin:0 0 10px;text-align:justify}#letter .sig{margin-top:50px;width:50%;border-top:1px dotted #333;padding-top:4px}
.empty{color:#6b7280;font-style:italic}
.disc{font-size:12.5px;color:var(--mut);background:#fffbeb;border:1px solid #fde68a;border-radius:10px;padding:12px;line-height:1.5}
footer{text-align:center;color:var(--mut);font-size:12.5px;padding:30px 20px;border-top:1px solid var(--line);background:#fff}
.modal{position:fixed;inset:0;background:rgba(15,27,45,.55);display:none;align-items:center;justify-content:center;z-index:50;padding:20px}.modal>div{background:#fff;padding:28px;border-radius:16px;max-width:460px}
.modal ol{padding-left:18px;line-height:1.7;color:#344054}
@media(max-width:600px){nav{padding:12px 16px}nav .tag{display:none}.paperbox{padding:8px}#letter{padding:12mm 9mm;font-size:10pt;min-height:auto}#letter .to{width:100%}#letter .hd{flex-direction:column}.card{padding:16px}.stepper a span{display:none}}
@media print{nav,.hero,form,.tool,footer,.stepper{display:none!important}body{background:#fff}.wrap{display:block;margin:0;padding:0}.paperbox{padding:0;background:#fff}#letter{box-shadow:none;width:auto;min-height:auto}}[hidden]{display:none!important}

.art{max-width:820px;margin:0 auto;padding:36px 20px 60px}.art h1{font-size:clamp(28px,4vw,38px);letter-spacing:-.02em;margin:8px 0 14px;line-height:1.2}
.art h2{font-size:22px;margin:34px 0 10px}.art h3{font-size:17px;margin:22px 0 6px}.art p,.art li{line-height:1.7;color:#243042}.art a{color:var(--pri)}
.lead{font-size:18px;color:var(--mut)!important}.crumb{font-size:13px;color:var(--mut)}.crumb a{color:var(--mut)}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;margin:18px 0}.box.law{border-left:4px solid var(--pri)}.box.warn{background:#fffbeb;border-color:#fde68a}
.cta{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--pri);color:#fff;border-radius:var(--r);padding:20px 22px;margin:28px 0}.cta p{color:#fff!important;margin:0}.cta a.btn{background:var(--acc);color:#1b1405;text-decoration:none}
.art table{border-collapse:collapse;width:100%;background:#fff;font-size:14.5px}.art th,.art td{border:1px solid var(--line);padding:9px 10px;text-align:left;vertical-align:top}.art th{background:var(--bg)}
.tmpl{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;font-family:Georgia,serif;white-space:pre-wrap;line-height:1.55;font-size:15px}
.rel{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin-top:12px}.rel a{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px;text-decoration:none;color:var(--ink);font-weight:600}.rel a span{display:block;font-weight:400;color:var(--mut);font-size:13px;margin-top:4px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin:8px 0}.faq summary{font-weight:600;cursor:pointer}.faq details p{margin:10px 0 0}
nav a.logo{text-decoration:none;color:var(--ink)}nav .links{display:flex;gap:18px;font-size:14px}nav .links a{color:var(--ink);text-decoration:none}nav .links a:hover{color:var(--pri)}
@media(max-width:760px){nav .links{display:none}}
footer .cols{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;margin-bottom:10px}footer a{color:var(--mut)}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}

.modal>div.om{max-width:560px;width:100%;max-height:calc(100vh - 40px);overflow:auto;position:relative;padding:26px}.om h2{margin:0 0 10px;font-size:22px}.om-x{position:absolute;right:12px;top:10px;border:0;background:none;font-size:28px;line-height:1;cursor:pointer;color:var(--mut);padding:4px 8px}
.om-steps{margin:0 0 16px;padding-left:20px;line-height:1.6;color:#344054;font-size:14px}.om-soon{background:#fffbeb;border:1px solid #fde68a;border-radius:10px;padding:14px;line-height:1.6}
.om-price{display:flex;justify-content:space-between;gap:12px;align-items:center;background:#f3f6fb;border:1px solid #dbe4f1;border-radius:10px;padding:12px 14px;margin-bottom:4px}.om-price small{display:block;color:var(--mut);font-size:12.5px}.om-price>b{font-size:17px;white-space:nowrap}
.om-inv{margin:12px 0 4px;border:1px solid var(--line);border-radius:10px;padding:10px 12px}.om-inv summary{cursor:pointer;font-weight:600;font-size:14px}.om-inv small{color:var(--mut);font-weight:400}
.om-c{align-items:flex-start!important;font-size:13px;line-height:1.5;margin-top:12px}.om-c input{margin-top:3px;flex:none}.om-go{width:100%;justify-content:center;margin-top:10px;padding:13px}.om-note{font-size:12.5px;color:var(--mut);text-align:center;margin:8px 0 0}
.adm table{width:100%;border-collapse:collapse;background:#fff;font-size:14px}.adm th,.adm td{border-bottom:1px solid var(--line);padding:9px 8px;text-align:left;vertical-align:middle}.adm th{background:var(--bg);font-size:12.5px;text-transform:uppercase;letter-spacing:.03em;color:var(--mut)}
.badge{display:inline-block;padding:3px 9px;border-radius:99px;font-size:12px;font-weight:700}.b-paid{background:#e7f6ee;color:#127a4b}.b-sent{background:#e8eefb;color:#14325c}.b-pending_payment{background:#f2f4f7;color:#4f5a6b}
.adm td input{width:150px;padding:6px 8px;font-size:13px}.adm .btn{padding:7px 10px;font-size:13px}
:focus-visible{outline:3px solid var(--acc);outline-offset:2px}